Product Highlights

• Covers cancellation and interruption penalties, and includes coverage for trip delays; baggage loss, damage and delay; and medical expenses.




• 24/7/365 access to multilingual worldwide emergency assistance, including medical and dental consultation and monitoring, replacing lost travel documents, emergency cash transfer assistance, emergency legal assistance, lost luggage assistance and even pre-trip health, safety and weather information.




• Option for Pre-Existing Conditions to be covered (Enhanced Plan)




• Benefits and Limits
  
  
  

  Benefit	Basic	Enhanced
  Trip Cancellation	Total Trip Cost	Total Trip Cost *
  Trip Interruption	Total Trip Cost	150% of Total Trip Cost **
  Emergency Evacuation/Repatriation	$50,000	$100,000
  Accident Medical	$10,000	$20,000
  Sickness Medical	$10,000	$20,000
  Baggage/Personal Effects	$1,500	$1,500
  Baggage Delay	$500	$500
  Worldwide Emergency Assistance	24/7/365	24/7/365

   * Maximum benefit limit is $10,000
* * Maximum benefit limit is $15,000



• Benefit Detail
  
  
  

  Benefits	Covered reasons	Covered expenses up to the benefit limit
  Trip Cancellation and Interruption	unexpected illness, injury or death to insured, a Traveling Companion or an Immediate Family Member travel supplier bankruptcy; cruise line cancellation; weather that ceases all travel services for 48+ hours Plus other events affecting you or your Traveling Companion traffic accident en route to the departure; home made uninhabitable by a natural disaster; jury duty or subpoena hijacking quarantine	Trip Cancellation - cancellation penalties or the cost of unused arrangements including airfare cancellation charges for flights scheduled to join or depart your tour. Additional costs you may incur due to a change in the per-person occupancy rate Trip Interruption - unused, non-refundable land or sea expenses plus the airfare paid, less the value of applied credit from an unused return travel ticket, to return to your city of residence
  Travel Delay	Your trip is delayed for 12 or more hours due to: carrier-caused delays loss or theft of your passport(s), travel documents or money quarantine hijacking natural disaster documented traffic accident while you are en route to departure unannounced strike civil disorder	the cost of Any prepaid unused arrangements: "catch-up" transportation expenses, additional accommodations and meals
  Medical Expense	If you become ill or injured while on your trip	the cost of medical services and treatment including physician visits prescription drugs and medicines x-rays hospital stays Medical Emergency Evacuations if one is needed.
  Baggage Loss and Damage	loss, theft, damage, or destruction of your Baggage during your Trip	cost of repair or replacement
  Baggage Delay	delay of bags by a common carrier for 24+ hours	reimburses the cost of necessary items you need to purchase prior to your bags arriving.

For complete details of the terms, conditions and exclusions of the NTA Travel Protection Plan please refer to Certificate of Insurance. If you have any questions on the insurance, please contact the plan administrator Aon Affinity at 1-(800) 388-1470.